Terms of Use
MaxDan
Last updated: 30/09/2025
Privacy Policy | Cancellations & Refunds Policy
1. General Information
1.1 The website maxdan.co.il and its related systems (the “Site”) are operated by Oleg Kutziuba, Licensed Dealer (Osek Murshe) No. 317243137, Licensed Investment Adviser No. 11299 (the “Operator”).
1.2 Contact details:
Mailing address: 24/1 Sheftel St., Rishon LeZion, Israel
Email: info@maxdan.co.il
Phone/WhatsApp: +972-55-970-0587
1.3 By using the Site, creating an account, making a payment, or clicking “I agree,” you confirm that you have read and accept these Terms. The Privacy Policy is incorporated into these Terms by reference.
2. Services and Limitations
2.1 The Site provides content, tools, ratings, and digital services in the field of investments and finance, including a subscription for monitoring and guiding investment portfolios (“Portfolio Support”).
2.2 Unless you have a separate written agreement with us, the Site does not provide personalized investment advice, portfolio management, or tax advice. All financial decisions are your own responsibility and at your own risk.
2.3 Nothing on the Site guarantees returns or profits. Past performance does not guarantee future results.
3. Age Restriction for Purchase and Use
The Site is intended for users 18 and over. Purchases on the Site are permitted only for users aged 18 and over. A minor may use the Site or make a purchase only with the consent and under the responsibility of a parent/guardian.
4. Accounts and Security
4.1 You may need to register and authenticate to use certain services. You are responsible for keeping your login details secure.
4.2 We may suspend or terminate an account if these Terms are breached, if unlawful use occurs, or if security concerns arise.
5. Prices, Currency, and Payments
5.1 All prices are shown in New Israeli Shekels (NIS/₪) and include VAT. Prices may be updated from time to time.
5.2 Payments are processed by Grow using supported methods (currently credit cards, Bit, Google Pay, Apple Pay). Card details are never stored on our servers.
5.3 Once payment is completed, you will receive an invoice or receipt by email. Billing documents are automatically sent from notify@morning.co.
6. Product/Service Supply Policy
The services offered on the Site are digital services and subscriptions.
6.1 Digital supply: access to digital services and to the subscription opens immediately upon completion of payment, unless stated otherwise on the service page; a transaction confirmation and invoice are sent by e-mail.
6.2 Consultation sessions (if purchased): scheduling is coordinated directly with the client.
6.3 No physical shipping is performed; no shipping fees apply.
7. Subscriptions, Renewal, and Cancellation
7.1 Monthly prepayment: the portfolio-support subscription is for consecutive monthly periods. Upon joining, the user prepays the first period—from the subscription date until the corresponding calendar date in the following month; thereafter, renewal charges are processed monthly in advance for each subsequent period.
7.2 No partial credit for a prepaid period: cancelling a subscription prevents charges for future periods and takes effect at the end of the period already prepaid. No refund or partial credit is provided for the remaining portion of a prepaid current period, unless mandatory law provides otherwise. Where required by law, proportional charges/credits up to the cancellation date will apply.
7.3 Cancellation channels: a cancellation notice may be sent via any of the following—
a) E-mail: info@maxdan.co.il
b) WhatsApp/SMS: +972-55-970-0587
c) Phone: the above service number during service hours.
Users are encouraged to keep proof of dispatch.
7.4 The Operator will cease future charges in accordance with the law governing ongoing transactions.
8. One-Time Fee for the “Setup Service” When Joining a Subscription
When joining the portfolio-support subscription, the client receives a Needs Analysis & Portfolio Construction service (the “Setup Service”).
8.1 Listed price: ₪250 (subject to change).
8.2 Conditional waiver: as long as the subscription remains active for three (3) full consecutive monthly periods, the Setup Service fee will not actually be charged.
8.3 Cancellation before 3 months: if the subscription is cancelled before completing three full monthly periods, the client agrees in advance to be charged for the Setup Service at the rate in effect on the subscription date (currently ₪250), in addition to any lawful proportional charges up to the effective cancellation date.
9. Cancellation of Transaction
9.1. The Site offers digital services and subscriptions (no physical goods are delivered). The provisions of this section apply in addition to Sections 7–8.
9.2. You may cancel a purchased service within 14 days from the date of the transaction (or from the date you receive the document detailing the transaction, whichever occurs later), provided that the service has not been actually used.
For the purposes of this section, “use of the service” includes, in particular:
a) logging in or authenticating to the subscriber area or viewing content restricted from public access;
b) downloading or opening files, accessing tools or “premium” level data;
c) attending a consultation/meeting or receiving a document/personalized setup (including the “Setup Service”);
d) any actions that constitute actual consumption of the service beyond merely technical access activation.
Technical activation of access alone does not constitute “use of the service.”
Cancellation under this section results in a full refund, taking into account any lawful cancellation fee (up to 5% of the transaction price or ₪100, whichever is lower).
9.3. Cancellation after service commencement / continuous service (subscription)
a) Cancellation prevents charges for future periods and becomes effective at the end of the already prepaid period.
b) Refund or partial credit for the remaining portion of the prepaid current period is not provided unless mandatory law requires otherwise. Where the law requires, proportional calculation/credit up to the cancellation date applies.
9.4. No refund is given for the part of the service that has already been provided or actually used (as defined under “use of the service”). Only future components that have not yet been provided or used may be cancelled; proportional calculation/credit will apply if required by law.
9.5. Persons with disabilities, elderly citizens, or new immigrants may be entitled to a longer cancellation period for distance transactions, in accordance with applicable legal requirements.
9.6. How to submit a cancellation request
To cancel, send a notice via one of the following channels:
e-mail: info@maxdan.co.il
WhatsApp/SMS: +972-55-970-0587
phone during service hours at the number above.
It is recommended to provide full name, e-mail/phone number, and transaction/subscription number, and to retain proof of submission.
9.7. Cessation of future charges will occur within the timeframes required by law for ongoing services. Any refund, if applicable, will be processed to the original payment method within the legally prescribed period, minus any applicable cancellation fee, with subsequent e-mail confirmation of the credit/refund.
9.8. The full and current cancellation and refund procedures are set out on the Site’s “Cancellation and Refund Policy” page.
10. Communications
10.1 Marketing messages (email, SMS, WhatsApp, etc.) are sent only with your prior consent and always include an easy way to unsubscribe. Opt-out requests will be honored within the timeframes required by law.
10.2 Service messages (such as confirmations, invoices, or security notices) may be sent without your marketing consent.
11. Prohibited Uses
You may not: attempt to bypass security; scrape data on a large scale; upload infringing content; harass others or violate privacy; reverse engineer the Site; or use it unlawfully or in a way that disrupts services.
12. Intellectual Property
All rights in the Site’s content, tools, code, design, and trademarks belong to us or our licensors. You may not use them commercially without prior written permission.
13. Disclaimers and Limitation of Liability
Services and content are provided “as is” (AS-IS). While accuracy and timeliness are pursued, errors/market changes may occur. To the extent permitted by law, the Operator is not liable for indirect/consequential damages or lost profits. No performance is guaranteed; the information on the Site is not personalized investment/tax advice; responsibility for use of the information and services rests with the user.
14. Changes and Termination
The Operator may update, modify, or discontinue services (temporarily or permanently). If a prepaid ongoing service is discontinued, a proportional refund will be provided as required by law.
15. Accessibility
We are committed to improving accessibility. If you need assistance or accommodations, contact us at info@maxdan.co.il or +972-55-970-0587. We will respond as soon as reasonably possible.
16. Assignment
We may transfer our rights and obligations as part of a reorganization, sale, or other transfer. You may not transfer your rights without our prior written consent.
17. Governing Law and Jurisdiction
These Terms are governed by the laws of the State of Israel. Exclusive jurisdiction lies with the competent courts of the Tel-Aviv–Jaffa District. Versions of these Terms in other languages are provided for convenience; the Hebrew version is the binding and prevailing version.
18. Contact
Customer support and legal inquiries: info@maxdan.co.il | +972-55-970-0587
Mailing address: 24/1 Sheftel St., Rishon LeZion, Israel